top banner
Call today: Richardson, Texas 972-889-1833
               San Antonio, Texas 210-541-9442

Sandy Garza Insurance Group

Related Links

Insurance Companies Offered

  • Progressive - Auto Insurance
  • Chubb - Home
  • Hartford Insurance - Home
  • Commercial Bonding
  • Texas Fair Plan - Home
  • Foremost - Mobile home and Home
  • Texas Windstorm Insurance
  • Progressive Insurance
  • ASI Insurance
  • Zurich Insurance
  • Hagerty Insurance
  • Foremost Insurance
  • Texas Fair Plan
  • Texas Mutual
  • Hull Insurance
  • Tapco Insurance
  • Metlife
  • Assurity

Auto, Truck, and Car Insurance

Our agents will provide instant quotes from several insurance companies. We start by evaluating your specific needs and finding the company that will give you the best insurance rates for your dollar. We bring it all together with easy, affordable payment plans to suit your budget.

Choosing Auto Insurance Coverage

There are many things to consider when selecting auto insurance. A licensed insurance agent will recommend coverage based on each clients individual needs but ultimately the coverage you carry is your decision. The time to decide the coverage that best fits your needs is before a loss or an accident occurs.

Liability Limits

Texas Law requires relatively low limits of liability insurance. You will be driving legally as long as your state minimum liability insurance is met; however it is often a good idea to carry a higher liability limit.

Physical Damage Coverage

Physical damage auto insurance refers to protection of your vehicle. Physical damage coverage is often required when a vehicle is being financed however; it is usually a good idea to carry this insurance as long as the car would be a financial hardship to replace. Ask your agent for a cost comparison before removing physical damage from your vehicle.